FNBO Direct is currently offering a top 6.00% APY Savings Rate on all balances until September 28, 2007. This is one of the highest rates available for either CD, savings, or money market accounts. If you’re seeking a high return on your deposits with the ability to maintain some degree of liquidity, check out FNBODirect.com’s new deal. Here are the details for the savings account:

• $1 minimum deposit
• No monthly fees
• No minimum balances
• Allows 3 external account links
• Limited to six withdrawals per month
• Deposits start accruing interest when transfer is completed
• Interest is calculated daily and is compounded and credited monthly
• If the account is closed no interest is forfeited
• No checks, ATM can be requested but there is a $2.50 fee
• Routing Number: 104000016
• After 9/28/2007, the rate is based on market conditions

Some people have questioned FNBO’s legitimacy, wondering if the promotion is a scam. However, after doing a bit of digging, FNBO seems to be completely legitimate. FNBO Direct is a subsidiary of First National Bank, which is headquartered in Nebraska. First Natinonal is FDIC insured.